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Your Questions
  • Q: With what types of clients do you work?
    A: We work with individuals, families, and institutions who seek professional wealth management and financial planning services. Our clients range from ordinary individuals and families to those with specific wealth management needs. For example, if a family is considering the sales of a business, we can help with the pre and post sale wealth management planning and portfolio management. Busy entrepreneurs and professionals who understand the benefits of having a financial plan and enlisting skilled professionals to manage their investment portfolios are another example of clients we help. Surviving spouses and recently divorced individuals who need help managing proceeds from estates or a divorce are also among the types of clients we serve. Finally, we can manage trusts created through estates and charitable foundations.
  • Q: Do you have a minimum account size?
    A: We have a minimum annual fee of $2,500 per household, therefore our full-service investment management clients’ investable assets should be somewhere around $250,000. For special circumstances, we reserve the right to waive or lower our $2,500 minimum annual fee. Some clients may prefer to hire us on an hourly basis or for comprehensive financial planning services instead of hiring us for wealth management services.
  • Q: How do you work and who holds my assets?
    A: We work through a Limited Power of Attorney (LPOA) that allows us to interact with an independent entity on your behalf to execute trades and manage your account. PNW Asset Management does not directly hold your securities or cash, and we highly recommend that you DO NOT permit any wealth manager to both manage and to custody (hold/safe keep) your assets. For your protection, your assets are custodied with Charles Schwab & Co., Inc. Schwab is a qualified custodian and a publicly traded financial services holding company headquartered in Westlake, Texas. Schwab custodies hundreds of billions in assets for clients and advisers’ clients. Furthermore, Schwab provides you with separate, independent reporting of all balances and securities transactions.
  • Q: Will you customize a financial plan and portfolio exclusively for me?
    A: Yes! PNW Asset Management provides most wealth management client with a custom financial plan. It’s called your Cashflow Fingerprint®. That custom plan becomes the basis of how your investment portfolio is managed. Most client portfolios are a product of our very personal, financial planning process. We create a mix of stock and bond asset class investments for your portfolio, and we rebalance your portfolio to make sure the allocations stay in balance with your financial plan. As your life situation changes, we revise your financial plan and may recommend adjustments to your portfolio so that your investment dollars are appropriately allocated.
  • Q: What is your investment philosophy and management style?
    A: At the core of our philosophy is the belief that creating, growing, and keeping wealth is simple. Investors are rewarded for maintaining a consistent and disciplined long term strategy based on time-tested Asset Class wealth management techniques. We do not pick stocks or actively trade your portfolio or try to time the market.
  • Q: What types of investment vehicles do you normally use?
    A: We believe all of our clients can benefit from low-cost, asset class mutual funds and Exchange Traded Funds (ETF) to achieve broad diversification and attractive risk-adjusted returns. Keeping investment costs low and transparency high is a great combination for investing success provided one has a long term horizon.
  • Q: How will you keep me involved in decisions affecting my portfolio and investment goals?
    A: Our management system features consistent interaction with each client. As events transpire, we keep you fully apprised of the performance of your investment portfolio. We meet with you regularly to update your personal financial plan (your Cashflow Fingerprint®) and to make sure your plan is consistent with your financial objectives and risk profile. You receive quarterly reports detailing your portfolio holdings, asset allocation, and performance summary. We are available for discussions with your tax adviser. Quarterly statements are provided by the custodian of your account, along with transaction confirmations on purchases and sales. Of course, we are available before, during, and after business hours – by telephone and email – to discuss any questions or concerns you might have, and we’d love for you to stop by our office, 2211 Elliott Ave. Ste. 200, Seattle, WA 98121, during business hours as well.
  • Q: How will I have access to the money I’ll need from my account?
    A: If you need stable monthly income, we can set up periodic distributions into your personal checking account. Checks can also be mailed or funds wired as needs arise. Information about your account is provided as a matter of course and in several ways. As a PNW Asset Management client, your account includes a Schwab custodian account, and Schwab will provide information concerning your account. Schwab provides account access through the Internet as well. This is an immediate and convenient way to keep fully apprised of the most current status of your account and to help you plan for tax reporting.
  • Q: How are you compensated for your services?
    A: PNW Asset Management is an independent, fee-only investment management firm. In this capacity, we provide our clients a fee-only fiduciary relationship. Our compensation depends on the value of your assets. Our fees are based on account size, starting at a maximum of 1% per year (billed monthly) of the assets under management. We do NOT earn commissions on your transactions nor do we accept direct payments from brokers or any other vendors. We wish to help our clients, and we have no hidden agenda.
  • Q: What do you mean when you say, “Invest in Wealth?”
    A: We believe it’s necessary for clients to invest some time and intellectual capital toward understanding elements that can help them reach and sustain financial independence. Having a grasp on what we do and why we do it significantly increases the chances for a favorable investing outcome.
  • Privacy Policy
    Privacy Notice This notice is being provided to you in accordance with the Securities and Exchange Commission’s rule regarding the privacy of consumer financial information (“Regulation S-P and S-AM”). Please take the time to read and understand the privacy policies and procedures that we have implemented to safeguard your nonpublic personal information. Nonpublic personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available. INFORMATION WE COLLECT Pacific Northwest Asset Management, LLC must collect certain personally identifiable financial information about its customers to provide financial services and products. The personally identifiable financial information that we gather during the normal course of doing business with you may include: l. information we receive from you on applications or other forms; 2. information about your transactions with us, our affiliates, or others; 3. information collected through an Internet “cookie” (an information collecting device from a web server); and 4. information we receive from a consumer reporting agency. INFORMATION WE DISCLOSE We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law, or as necessary to provide services to you. In accordance with Section 248.13 of Regulation S-P, we may disclose all of the information we collect, as described above, to certain nonaffiliated third parties such as attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards. We enter into contractual agreements with all nonaffiliated third parties that prohibit such third parties from disclosing or using the information other than to carry out the purposes for which we disclose the information. In accordance with 17 CFR 248.101 through 248.128 Regulation S-AM, we do not provide client information to any affiliates for marketing purposes. CONFIDENTIALITY AND SECURITY We restrict access to nonpublic personal information about you to those Employees who need to know that information to provide financial products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We will notify you in the event of any material breach of security.
  • Business Continuity/Disaster Recovery
    PNW Asset Management has a business continuity/disaster recovery plan that will go into effect if our office space becomes uninhabitable, loses internet connectivity for an extended period, or if we have any other business interruption. PNW Asset Management will simply set up in a location that has internet connectivity and will post on our website the best way for you to contact us. Location will be determined by the extent of the disaster or business interruption. In the event of an emergency situation, we will attempt to contact you, and we encourage you to check this page of our website for instructions on how to contact us. Thank you.
  • Security
    At PNW Asset Management, we go to great lengths, both procedurally and electronically, to ensure our clients have a secure environment in which to interact with us. Employees are required to sign a Confidentiality Agreement and vendors, such as an information technology consultant, must enter in to a Non-disclosure Agreement. Furthermore, we have policies and procedures to protect our clients’ nonpublic personal information at all times. Please see our Privacy Notice for more information on the policies and procedures we have implemented to safeguard your nonpublic personal information.
  • Our Legal Disclaimer
    PACIFIC NORTHWEST ASSET MANAGEMENT, LLC Legal Disclaimer Pacific Northwest Asset Management, LLC (hereinafter “PNW Asset Management”) is a registered investment adviser in the State of Washington. PNW Asset Management may not transact business in states where it is not appropriately registered or qualifies for an exemption or exclusion from registration. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. PNW Asset Management’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of PNW Asset Management’s web site on the Internet should not be construed by any consumer and/or prospective client as PNW Asset Management’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. PNW Asset Management does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PNW Asset Management’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only, and all users thereof should be guided accordingly. Information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from PNW Asset Management. Any subsequent, direct communication by PNW Asset Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PNW Asset Management, please contact the United States Securities and Exchange Commission on their web site at A copy of PNW Asset Management’s current written disclosure statement discussing PNW Asset Management’s business operations, services, and fees is available from PNW Asset Management upon request. Download Our Legal Disclaimer
  • View Our Form ADV / Part 2A + 2B
    Download our ADV / Part 2A & 2B
Privacy Policy
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Our job and art form is the building and protection of your financial security.

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